致：受益人 保函编号：
出具日期：
敬启者：
我行第xx号预付货款保函
鉴于贵方根据与（申请人名称）（以下简称合同方） 于X年x月x日签署的第xx号合同的有关条款的规定，在收到合同方提供的有关预付货款保函后，将向合同方预付（预付金额）作为合同项下的预付款。
我们(担保人名称）应合同方的要求，特此开立本保函并向你方不可撤消地保证，在收到你方书面索赔通知声明合同方未能履行上述合同有关条款时，支付给你方不超过担保金额的款项。
我们在本保函项下的担保责任仅限于（保函金额）。
本保函从合同方收到你方支付的上述预付款之日起生效，到（保函失效日)失效。
我们的担保责任将随合同方已经支付给你方的金额而自动同比递减。
保函到期后，请退回我们注销。
担保人：（签字、盖章)
参考译文：
To: The beneficiary Our Ref. No.
Date:
Dear Sirs,
Our Advance Payment Guarantee No...
WHEREAS according to the terms and conditions of the sales contract No. . . signed between you and name of the Applicant (hereinafter referred to as the Contractor), you shall, on receipt from the Contractor of a bank guarantee for such advance payment to you, make an advance payment of amount in figures and in words to the Contractor as an advance payment thereunder.
NOW THEREFORE, we (name of guarantor) at the request of the Contractor hereby irrevocably issue this Advance Payment Guarantee and undertake to pay you, upon receipt of your written demand stating that the Contractor has failed to perform his obligations as stipulated in the Contract, the sum or sums not exceeding the above-mentioned amount.
Our liability hereunder shall be limited to (the amount of guarantee).
This guarantee shall become effective on the date the Contractor receives the aforesaid advance payment from you and shall remain valid until (the expiry date of this guarantee).
The guaranteed amount shall be automatically and proportionally reduced by the amount which the Contractor has already repaid to you.
Upon its expiry, please return this guarantee to us for cancellation.
Guarantor: (signature, seal)
译文注释：
1. 第2段中his。英语中常常碰到小知性别的人，如果需要使用物主代词所有格，通常可用男性的his。本文的贷款人既可是法人，也可是自然人。如果确知是自然人，何并不知其性别，这时通常同时使用his/her。指法人时习惯用his或their，如合同当事人任何一方及其继承人，受让人：Either party to acontract and his / their successor(s), assignee(s) 。但汉语在指人以外的事物时习惯用“该、其”等指示词并重复原有名词，如该厂、其机器设备，而很少用代词“它的，它们的”。
2. 第4段中become effective on the date。表达何时生效还有几个固定词组： come into force,come/go into effect, take effect, enter into force, put in/into force，bring into force 等,有人用make force, take force, make effect 是不对的。
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